GAYFINANCES.COM

Please Read Carefully Before Using This Web Site

Finding the right Financial Consultant is an important decision that should not be based solely upon advertisements, testimonials and/or endorsements. Because the content on this Web site is intended to provide education and a directory of Financial Professionals only, not actual financial advice, it does not constitute a guarantee, warranty, or prediction regarding the outcome of your financial needs.

No relationship with GayFinances.com is formed by the use of any information found on this Web site (www.gayfinances.com), or the submission of information via any form on this Web site.

COPYRIGHT NOTICE

The materials at this web site, as well as the organization and layout of this site, are copyrighted and are protected by United States and international copyright laws and treaty provisions. You may access, download and print materials on this web site solely for your personal and non-commercial use.

LINKS

For your convenience, GayFinances.com may provide links to various other web sites that may be of interest to you. However we do not control such web sites and are not responsible for their content nor are we responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such web sites.

DISCLAIMER

THE MATERIALS CONTAINED IN THIS WEB SITE ARE PROVIDED ON AN "AS IS" AND AS AVAILABLE BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. GAYFINANCES.COM EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NON-INFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. GAYFINANCES.COM DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN THESE MATERIALS. GAYFINANCES.COM CANNOT GUARANTEE THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION PROVIDED ON THIS WEB SITE AS IT IS PROVIDED BY OUTSIDE SOURCES PAYING TO BE LISTED. INFORMATION WITHIN THE WEB SITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. WE RESERVE THE RIGHT TO MAKE CHANGES, CORRECTIONS AND/OR IMPROVEMENTS TO THE INFORMATION CONTAINED WITHIN THIS WEB SITE, AT ANY TIME, WITHOUT NOTICE.

LIMITATION OF LIABILITY

IN NO EVENT SHALL GAYFINANCES.COM BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE WEB SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF GAYFINANCES.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES

At GayFinances.com, your privacy is very important to us. The purpose of this privacy policy is to provide you with a description of the types of information we collect about you when you visit our site and how we use that information. By visiting or using GayFinances.com, you agree to the provisions of this privacy policy. If you do not agree to the terms of this Policy, please do not use this Site. 

This policy only applies to information collected while you are on our Site pages. These pages may contain links to other Web sites, including sites of third parties who have a relationship with GayFinances.com or our network of independent Financial Service Providers. These third party sites may include sites of service providers who are permitted to display a GayFinances.com logo pursuant to a co-branding agreement. Please be aware that when you click on a link that takes you to another Web site, any information you provide, including financial information, is subject to the privacy policy of that site. GayFinances.com does not control and is not responsible for the practices of such sites.

We highly recommend before you hire any professional or company to provide any financial related services, you check with the Better Business Bureau and state licensing authority for Financial Consultants, Professionals and Organizations. 

Information We Collect

We collect and store information that you voluntarily provide to us as well as data related to your Site visit and usage. 

We collect personally identifiable information (including, but not limited to, name, e-mail address, address and phone number) that is voluntarily provided to us by you. For example, you voluntarily provide personally identifiable information when you send us an email, use certain features of the Site such as  "Contact Us", etc., or register with our site or use our services. 

In addition, during your visit we automatically collect certain aggregate information related to your Site visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching our site, the name of the domain and host you used to access the Internet, and the features of our Site which you accessed. 

Use of Cookies

"Cookies" are simple text files stored on your computer for use by a browser. Certain Site features may only be available through the placement of a cookie. We may use "cookies" to assist in data collection and to track visitor Site usage and trends to help us better serve you. The use of cookies is a standard practice among Internet Web sites; most Internet browsers permit a user to accept, decline or delete cookies. This Web site works with a first party cookie that collects anonymous traffic data at this Web site. 

How We Use Information

We use collected information to make available and to improve our high standard of reliable services. We use such information to respond to inquiries or service requests and monitor such responses; to provide information about and market our products or services or those of our Financial Consultants, Professionals and Companies, and affiliates; to resolve problems; and to manage our Site and assess its usage. 

Disclosure of Information

We do not sell or rent personally identifiable information to third parties who are not affiliates of GayFinances.com. We may disclose personally identifiable information to appropriate affiliates of GayFinances.com, including strategic alliance affiliates, to respond to a request for service or to provide information about available products or services, and to third party service providers. We may share aggregate information with certain third parties such as advertisers, national industry organizations, and prospective affiliates. In addition, we reserve the right to disclose aggregate information and personally identifiable information to third parties as required or permitted by law and when we believe that disclosure is necessary to protect our rights. 

Children's Privacy

This Web site is not directed toward children, and we do not knowingly collect information from children. 

Effective Date; Policy Changes 

This privacy policy is effective as of August 31, 2007. Each time you use the Site, the current version of the policy will apply. Accordingly, when you use the Site, you should check the date of this policy (which appears at the top of the policy) and review any changes since the last version. We reserve the right to change this policy from time to time without prior notice. Any such policy changes will be effected as of the date on which they are posted.
 
Limitation of Liability 

UNDER NO CIRCUMSTANCES SHALL GAYFINANCES.COM AND OR ITS GROUP OF COMPANIES BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF THE INFORMATION OR MATERIALS ON THIS SITE, EVEN IF GAYFINANCES.COM OR AN AUTHORIZED REPRESENTATIVE OF GAYFINANCES.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

Governing Law 

This policy is governed by the laws of the State of Colorado without giving effect to any principles of conflict of law.

Contact Us

To contact us with your questions or comments regarding this policy or the information collection and dissemination practices of this Site, please us our Contact Form.